Beneficiary/Transfer on Death (TOD) FAQ

If you have an individual or joint account, the fastest and easiest way is to register for a Publix Stockholder Online account. Then log in to Publix Stockholder Online > Account Tools > Beneficiary Change and follow the on-screen process to complete and print the required form. Be sure to follow the instructions on the printed form.

You can also complete a Stock Transfer Request Form and follow the instructions on the form.

If you have an individual or joint account, you can add a Transfer on Death (TOD) beneficiary to your account. This requires a transfer of your stock from the existing account to a new stock account with the TOD designation. For a transfer on or after January 1, 2022, the TOD must be a member of your immediate family. Your immediate family is your legal spouse and non-minor children, including stepchildren and adopted children. A TOD beneficiary cannot be a minor. This TOD limitation does not affect TOD designations on existing stock accounts as of December 31, 2021.

Legal spouse means an individual to whom you are lawfully married in accordance with state law. A spouse under common law marriage is recognized if the requirements for common law marriage are met in the state in which you both reside at the time your TOD is processed by Publix stockholder services.

You can review your beneficiary(ies) on your most recent Publix Retirement Benefits Summary. Current Publix associates also can view their beneficiary(ies) on PASSport.

Complete a PROFIT Plan Beneficiary Designation Form and follow the instructions on the form.

For a stock account, call Publix stockholder services and provide the deceased stockholder’s

• stock account number or
• Social Security number.

For a PROFIT Plan account, call the Publix Retirement Department and provide the deceased stockholder’s Social Security number.